These stylish 3in1 shoulder bags are for everyday use or for that half/full day or walking tour. It has 5 additional velcro pockets in addition to the main zipper pockets. One on the inside, one in the front and three on the back. I absolutely love pockets, which is the inspiration for this bag. We also use a higher quality velcro brand, so the velcro is very strong and will not lose its stickiness over time. It will probably out survive the bag itself. Lol. This bag fits all necessary day to day things, including up to 3 regular-sized water bottles with other accessories at the same time. It's not too big, and not too small. And yes, if you use the velcro pocket to store coins, they will not fall out. I guarantee it. It converts from a purse to a crossbody to a backpack.